Redwoods, Founders Grove by Ansel Adams 13.75"x10.75" Art Print Poster

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Urban legends about HUD

1) You can buy a home from the government for .

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Did you really think you could? Sadly, most people that enter their credit card numbers on those flashy investment websites, or call in and order that expensive As Seen on TV package actually think they can.

HUD does have programs which allow charities, city, and county governments to buy properties at , but there are no programs for investors or home buyers which allow this.

2) HUD homes are in the worst neighborhoods in the city.

Not true at all. HUD homes can in fact, be found in even the most exclusive areas of the city.

3) HUD homes are usually falling down, or have been condemned by the city.

Again, not true. While there are certainly some houses in very poor shape, the vast majority of houses are in remarkably good shape.

4) HUD only sells a home when a welfare family no longer wants to live there.

This is a huge myth. HUD gets their homes when a home owner defaults on an FHA insured mortgage. People from all walks of life lose houses everyday. The number of HUD owned homes in middle class neighborhoods would astound you.

The next time you see a website offering information on Government homes, you'll know better than to click on that blinking box! If however you are interested in a fixer-upper, HUD may have a house for you.

Government Homes for One Dollar?

Chris Yarbrough writes for the eBay-Guides.com [http://www.ebay-guides.com] His home buying guides can be viewed here [http://www.ebay-guides.com].

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